ZIP 95441 Property Distress & Foreclosure Data

In Sonoma County, California, ZIP 95441 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). On the structural side it scores 47/100, with 3/100 of stress already active. Its standout signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (1/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 18% of renters are cost-burdened. 1,842 residents call 95441 home, typically aged 55. Roughly 8.5% live below the poverty line. The ZIP holds roughly 902 housing units. Households earn a median $128,375 — above the roughly $78,000 national figure. On demographic stress specifically, 95441 scores 47/100. The vacancy rate is 20.7% — elevated. A median home runs $1,282,300 here, or 9.9 times local income. About 35% have a four-year degree. The tenure split is 65% owner-occupied to 35% rented.

Taken together, 95441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.