ZIP 95441 Foreclosure, Tax-Lien & Distress Report
Sonoma County, California · High Vacancy market
ZIP code 95441 in Sonoma County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Structural risk reads 47/100 against active distress of 3/100. Leading the profile are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.
The peak-phase market in 95441 posted values that rose 0.9% over the year, and 5% higher over three years (phase confidence 13/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 18% of renters are cost-burdened. About 1,842 people live here, median age 55. The poverty rate is 8.5%. The ZIP holds roughly 902 housing units. Households earn a median $128,375 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 47/100. The vacancy rate is 20.7% — elevated. The typical home is worth about $1,282,300 (9.9× income, severely stretched). Around 35% of adults hold a bachelor's degree or higher. The tenure split is 65% owner-occupied to 35% rented.
Taken together, 95441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95441 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 95441's 21/100 can be lined up against any neighbor in Sonoma County, California or any ZIP coast to coast. Where the public record is thin for 95441, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 for 95441 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 95441 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 95441’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95441 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 95441, the same set carried on every parcel.
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See every distressed parcel in 95441
Open 95441 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology