ZIP 95465 Property Distress & Foreclosure Data

DLRadar grades ZIP 95465 (Sonoma County, California) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (1/100) stay muted. The latent-versus-live split is 47/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 48.1% — elevated. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $123,650 — above the roughly $78,000 national figure. Around 17% of renters are cost-burdened. The ZIP holds roughly 1,091 housing units. 1,154 residents call 95465 home, typically aged 48. About 53% have a four-year degree. On demographic stress specifically, 95465 scores 44/100. A median home runs $1,079,500 here, or 9.1 times local income. The tenure split is 64% owner-occupied to 36% rented.

Taken together, 95465 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.