ZIP 95486 Foreclosure, Tax-Lien & Distress Report
Sonoma County, California · Distress market
Sonoma County, California's ZIP 95486 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 47/100 against active distress of 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100). institutional ownership (20/100) stay muted.
Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 13/100). Topping markets hide individual distress behind strong averages.
Owners hold 40% of homes, renters 60%. There are about 17 housing units across 95486. 15 residents call 95486 home. Vacancy runs 0.0%. The poverty rate is 0.0% — low. Rent burden reaches 100% of tenant households. The demographic-stress sub-score lands at 38/100. Educational attainment sits at 60% bachelor's-or-above.
Net-net, 95486 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 95486 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 95486 stays directly comparable to neighboring ZIPs and the rest of Sonoma County, California. 95486 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
95486's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 95486 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 95486
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 95486 distress snapshot
95486 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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See every distressed parcel in 95486
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No modelling: every input is a public record · methodology