ZIP 95486 Property Distress & Foreclosure Data
ZIP code 95486 in Sonoma County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 47/100 against active distress of 0/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), construction/permit lag (1/100). institutional ownership (20/100) and construction/permit lag (1/100) stay muted.
Prices here sit in a peak phase: values held roughly flat over the trailing year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 40% owner-occupied to 60% rented. There are about 17 housing units across 95486. 15 residents call 95486 home. Vacancy runs 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 100% of tenant households. On demographic stress specifically, 95486 scores 38/100. About 60% have a four-year degree.
Overall, 95486 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 95486
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Sonoma County
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Deterministic. Every signal traces to a public dataset · methodology