ZIP 95497 Foreclosure, Tax-Lien & Distress Report
Sonoma County, California · High Vacancy market
ZIP 95497's composite property-distress score is 21/100 - DLRadar classes that as low for Sonoma County, California. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Its standout signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. On the structural side it scores 47/100, with 3/100 of stress already active.
The market reads peak — home values rose 0.9% year on year, at 13/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 1,853 housing units. Median household income is $121,731, above the U.S. median near $78,000. The vacancy rate is 63.9% — elevated. Rent burden reaches 16% of tenant households. Population is roughly 1,200 with a median age of 70. 3.5% of residents fall below the poverty threshold. The typical home is worth about $1,381,800 (9.8× income, severely stretched). About 72% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. The demographic-stress sub-score lands at 42/100.
On the whole, 95497 leans distressed, with opportunity clustered in specific stressed parcels. 95497 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 95497's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 95497, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 for 95497 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 95497 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 95497’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
95497 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 95497, the same set carried on every parcel.
Sonoma County ZIPs near 95497
More distress data near 95497
Further distress data across Sonoma County, California at ZIP, county and state level.
Get the full acquisition report for 95497
See who owns each distressed property in 95497, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology