ZIP 95497 Property Distress & Foreclosure Data

DLRadar grades ZIP 95497 (Sonoma County, California) at a low 21/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)). Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and construction/permit lag (1/100). Structural risk reads 47/100 against active distress of 3/100.

The peak-phase market in 95497 posted values that held roughly flat over the year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,853 housing units across 95497. Median household income is $121,731, above the U.S. median near $78,000. Vacancy runs 63.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 16% of tenant households. Population is roughly 1,200 with a median age of 70. 3.5% of residents fall below the poverty threshold. Home values center near $1,381,800, an affordability ratio of 9.8× — stretched. Educational attainment sits at 72% bachelor's-or-above. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 42/100.

On the whole, 95497 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.