ZIP 95445 Foreclosure, Tax-Lien & Distress Report
Mendocino County, California · High Vacancy market
Composite property distress in 95445 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (80/100). The split runs 69/100 structural to 3/100 active on the ground. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low.
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 67% of homes, renters 33%. Population is roughly 2,102 with a median age of 54. 4.7% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. Median household income is $93,365, above the U.S. median near $78,000. About 39% have a four-year degree. DLRadar's demographic-stress index for the area reads 40/100. The vacancy rate is 34.8% — elevated. The ZIP holds roughly 1,368 housing units. A median home runs $707,200 here, or 7.1 times local income.
Taken together, 95445 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 95445's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 95445 shows blanks, not estimates, wherever the record is sparse.
95445's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95445 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 95445 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 95445 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95445, drawn from the same report attached to each property.
Neighbouring ZIPs in Mendocino County
Nearest ZIP codes to 95445
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mendocino County, California
Further distress data across Mendocino County, California at ZIP, county and state level.
The complete 95445 distress and acquisition report
The full 95445 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology