ZIP 95468 Property Distress & Foreclosure Data

ZIP code 95468 in Mendocino County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Structural risk reads 53/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $489,900 here, or 4.3 times local income. Households earn a median $104,429 — above the roughly $78,000 national figure. The tenure split is 61% owner-occupied to 39% rented. About 38% have a four-year degree. 1,992 residents call 95468 home, typically aged 41. There are about 772 housing units across 95468. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 95468 scores 32/100. Rent burden reaches 17% of tenant households. Roughly 15.7% live below the poverty line.

Taken together, 95468 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.