ZIP 95490 Foreclosure, Tax-Lien & Distress Report
Mendocino County, California · Distress market
Composite property distress in 95490 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's distress scoring. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (80/100)). The latent-versus-live split is 69/100 structural and 3/100 already moving.
The peak-phase market in 95490 posted values that held roughly flat over the year, and 0% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $392,700 (5.7× income). DLRadar's demographic-stress index for the area reads 39/100. Median household income is $67,069, below the U.S. median near $78,000. Around 43% of renters are cost-burdened. Roughly 9.4% live below the poverty line. About 14,627 people live here, median age 43. About 23% have a four-year degree. The ZIP holds roughly 6,324 housing units. The tenure split is 63% owner-occupied to 37% rented. The vacancy rate is 8.2%.
On balance 95490 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 95490 at the moment; the composite and its components are still built from verifiable records.
Whether 95490 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95490 can be compared directly against any other ZIP in Mendocino County, California or nationwide. Nothing here is interpolated — where a source is thin for 95490, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
95490's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95490 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 95490
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 95490 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95490, drawn from the same report attached to each property.
Adjacent Mendocino County ZIP reports
Nearest ZIP codes to 95490
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Further distress data across Mendocino County, California at ZIP, county and state level.
Unlock parcel-level detail for ZIP 95490
Get every distressed property in 95490 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology