ZIP 95490 Foreclosure, Tax-Lien & Distress Report
Mendocino County, California · Distress market
Composite property distress in 95490 (Mendocino County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (81/100)). The latent-versus-live split is 69/100 structural and 3/100 already moving.
The peak-phase market in 95490 posted values that held roughly flat over the year, and 0% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $392,700 (5.7× income). DLRadar's demographic-stress index for the area reads 39/100. Median household income is $67,069, below the U.S. median near $78,000. Around 43% of renters are cost-burdened. Roughly 9.4% live below the poverty line. About 14,627 people live here, median age 43. About 23% have a four-year degree. The ZIP holds roughly 6,324 housing units. The tenure split is 63% owner-occupied to 37% rented. The vacancy rate is 8.2%.
On balance 95490 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 95490 at the moment; the composite and its components are still built from verifiable public records.
Whether 95490 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95490 can be compared directly against any other ZIP in Mendocino County, California or nationwide. Nothing here is interpolated — where a source is thin for 95490, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
95490's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95490 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 95490
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 95490 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95490, drawn from the same report attached to each property.
Adjacent Mendocino County ZIP reports
Keep exploring California distress
Further distress data across Mendocino County, California at ZIP, county and state level.
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Each signal above is traceable to an open dataset · methodology