ZIP 95585 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95585 (Mendocino County, California) at a moderate 30/100 for overall property distress. Latent structural risk is 69/100 while live distress already moving reads 0/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (81/100).

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 19% bachelor's-or-above. Owners hold 54% of homes, renters 46%. Households earn a median $36,349 — below the roughly $78,000 national figure. There are about 324 housing units across 95585. Around 36% of renters are cost-burdened. 27.4% of residents fall below the poverty threshold. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 57/100. About 598 people live here, median age 45.

Net-net, 95585 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95585 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 95585 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 95585 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 95585 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 95585 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.