ZIP 95560 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95560 in Humboldt County, California comes in at 27, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (10/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100)). The split runs 61/100 structural to 3/100 active on the ground.

The market reads peak — home values held roughly flat year on year, and 17% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 0% of adults hold a bachelor's degree or higher. About 1,350 people live here, median age 47. The typical home is worth about $391,500. Rent burden reaches 28% of tenant households. The ZIP holds roughly 883 housing units. 52% of housing is owner-occupied. The vacancy rate is 28.0% — elevated. On demographic stress specifically, 95560 scores 40/100.

Taken together, 95560 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95560 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 95560 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Humboldt County, California and the nation. The score is rebuilt from public data as it updates, so 95560 reflects the current record instead of a stale or modeled snapshot.

Each component behind 95560 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For a buyer, 95560 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.