ZIP 95560 Property Distress & Foreclosure Data

Composite property distress in 95560 (Humboldt County, California) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (10/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (86/100)). The latent-versus-live split is 50/100 structural and 3/100 already moving.

The peak-phase market in 95560 posted values that rose 1.2% over the year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

30.9% of residents fall below the poverty threshold. Educational attainment sits at 0% bachelor's-or-above. Population is roughly 1,350 with a median age of 47. Home values center near $391,500. Around 28% of renters are cost-burdened. The ZIP holds roughly 883 housing units. Owners hold 52% of homes, renters 48%. The vacancy rate is 28.0% — elevated. DLRadar's demographic-stress index for the area reads 40/100.

On the whole, 95560 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.