ZIP 95553 Property Distress & Foreclosure Data

ZIP code 95553 in Humboldt County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 50/100 structural and 3/100 already moving. What sets it apart are the readings on structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 1.2% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 23.5% — elevated. The typical home is worth about $446,200 (10.5× income, severely stretched). The poverty rate is 44.1% — high, a tax-stress and distress correlate. About 734 people live here, median age 35. At $41,650, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 60/100. 85% of housing is owner-occupied. Around 59% of renters are cost-burdened. The ZIP holds roughly 459 housing units.

Net-net, 95553 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.