ZIP 95553 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95553 in Humboldt County, California comes in at 27, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (87/100). Structural exposure scores 61 and live distress 3 on the 0–100 scale. The pressure is most legible in construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (10/100).

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. Home values center near $446,200, an affordability ratio of 10.5× — stretched. Roughly 44.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 734 residents call 95553 home, typically aged 35. At $41,650, median income runs below typical U.S. levels. About 21% have a four-year degree. DLRadar's demographic-stress index for the area reads 60/100. 85% of housing is owner-occupied. Around 59% of renters are cost-burdened. The ZIP holds roughly 459 housing units.

Taken together, 95553 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95553 at the moment; the composite and its components are still built from verifiable public records.

Whether 95553 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95553 can be compared directly against any other ZIP in Humboldt County, California or nationwide. Where the public record is thin for 95553, the field stays empty rather than modeled, and fills in as new documents post.

95553's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 95553 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.