ZIP 95545 Property Distress & Foreclosure Data

In Humboldt County, California, ZIP 95545 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (86/100)). Its standout signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit institutional ownership (21/100) and construction/permit lag (16/100). Structural risk reads 50/100 against active distress of 0/100.

The peak-phase market in 95545 posted values that rose 1.2% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

34.9% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. Home values center near $576,900. Population is roughly 335 with a median age of 42. Educational attainment sits at 14% bachelor's-or-above. There are about 99 housing units across 95545. DLRadar's demographic-stress index for the area reads 48/100. Rent burden reaches 67% of tenant households. Vacancy runs 32.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 95545 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.