ZIP 95547 Property Distress & Foreclosure Data

Composite property distress in 95547 (Humboldt County, California) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (10/100) register low. Structural exposure scores 50 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 1.2% year on year, and 10% lower over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

89% of housing is owner-occupied. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $481,100 (5.7× income). At $85,179, median income runs near typical U.S. levels. About 1,144 people live here, median age 52. Around 22% of adults hold a bachelor's degree or higher. There are about 558 housing units across 95547. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 31/100. The poverty rate is 17.4% — high, a tax-stress and distress correlate.

Net-net, 95547 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.