ZIP 95550 Property Distress & Foreclosure Data
DLRadar grades ZIP 95550 (Humboldt County, California) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (10/100) register low. Structural exposure scores 50 and live distress 3 on the 0–100 scale.
The market reads peak — home values rose 1.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 206 people live here, median age 29. There are about 115 housing units across 95550. The poverty rate is 4.4% — low. At $101,167, median income runs above typical U.S. levels. 29% of housing is owner-occupied. Around 42% of adults hold a bachelor's degree or higher. Vacancy runs 21.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 13% of tenant households. The typical home is worth about $2,000,000 (8.5× income, severely stretched). The demographic-stress sub-score lands at 44/100.
Net-net, 95550 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 95550
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Humboldt County
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Deterministic. Every signal traces to a public dataset · methodology