ZIP 95524 Foreclosure, Tax-Lien & Distress Report
Humboldt County, California · Distress market
On DLRadar's 0-100 distress scale, ZIP 95524 in Humboldt County, California comes in at 26, a low composite-distress reading. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (51/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). Structural exposure scores 59 and live distress 3 on the 0–100 scale.
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 21% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
DLRadar's demographic-stress index for the area reads 36/100. 10.0% of residents fall below the poverty threshold. The tenure split is 80% owner-occupied to 20% rented. Around 37% of renters are cost-burdened. At $82,697, median income runs near typical U.S. levels. Around 54% of adults hold a bachelor's degree or higher. Home values center near $601,600, an affordability ratio of 7.1× — stretched. About 1,770 people live here, median age 46. The vacancy rate is 1.4%. The ZIP holds roughly 671 housing units.
On balance 95524 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 95524 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 95524's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 95524 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 95524 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 95524 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 95524
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 95524 Stress Report snapshot
A live read on 95524: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Humboldt County
Nearest ZIP codes to 95524
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95524
More ZIP, county and state distress intelligence connected to Humboldt County, California.
Open the complete 95524 acquisition file
Every distressed parcel in 95524 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology