ZIP 95564 Property Distress & Foreclosure Data

DLRadar grades ZIP 95564 (Humboldt County, California) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 50/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $69,250 — near the roughly $78,000 national figure. The ZIP holds roughly 219 housing units. On demographic stress specifically, 95564 scores 41/100. 477 residents call 95564 home, typically aged 42. Around 25% of renters are cost-burdened. About 17% have a four-year degree. Roughly 8.2% live below the poverty line. The tenure split is 36% owner-occupied to 64% rented. A median home runs $480,800 here, or 6.1 times local income. The vacancy rate is 17.6% — elevated.

Taken together, 95564 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.