ZIP 95564 Foreclosure, Tax-Lien & Distress Report
Humboldt County, California · High Vacancy market
ZIP code 95564 in Humboldt County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (59/100), construction/permit lag (51/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 59/100 structural and 3/100 already moving.
Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $69,250, median income runs near typical U.S. levels. The ZIP holds roughly 219 housing units. DLRadar's demographic-stress index for the area reads 41/100. 477 residents call 95564 home, typically aged 42. Rent burden reaches 25% of tenant households. Around 17% of adults hold a bachelor's degree or higher. Roughly 8.2% live below the poverty line. 36% of housing is owner-occupied. The typical home is worth about $480,800 (6.1× income). Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 95564 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95564 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 95564 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Humboldt County, California and the nation. Nothing here is interpolated — where a source is thin for 95564, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 95564 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 95564 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 95564 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
95564 at a glance
Current distress, phase, housing and lender-pressure figures for 95564, drawn from the same report attached to each property.
Adjacent Humboldt County ZIP reports
Nearest ZIP codes to 95564
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95564
Keep going: ZIP, county and state distress coverage for Humboldt County, California.
Open the complete 95564 acquisition file
Pull every distressed parcel in 95564 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology