ZIP 95514 Property Distress & Foreclosure Data

DLRadar grades ZIP 95514 (Humboldt County, California) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). By contrast, institutional ownership (21/100) and construction/permit lag (16/100) register low. Structural exposure scores 50 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 1.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 0.0% — low. Vacancy runs 86.1%, above the national norm and a classic distress-and-opportunity signal. There are about 95 housing units across 95514. The demographic-stress sub-score lands at 35/100. 100% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. About 81 people live here, median age 47.

Net-net, 95514 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
50/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95514

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Humboldt County

Unlock the full ZIP 95514 acquisition report

Get every distressed property in 95514 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology