ZIP 95514 Foreclosure, Tax-Lien & Distress Report

ZIP 95514's composite property-distress score is 27/100 - DLRadar classes that as low for Humboldt County, California. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (87/100). Its standout signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100). The latent-versus-live split is 61/100 structural and 0/100 already moving.

The peak-phase market in 95514 posted values that held roughly flat over the year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 86.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 95 housing units. DLRadar's demographic-stress index for the area reads 35/100. 100% of housing is owner-occupied. About 31% have a four-year degree. About 81 people live here, median age 47.

Taken together, 95514 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95514 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 95514 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Humboldt County, California and the nation. Nothing here is interpolated — where a source is thin for 95514, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95514's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95514 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.