ZIP 95526 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95526 in Humboldt County, California comes in at 26, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (75/100)). The split runs 58/100 structural to 3/100 active on the ground.

The peak-phase market in 95526 posted values that held roughly flat over the year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $41,563 — below the roughly $78,000 national figure. 63% of housing is owner-occupied. Roughly 26.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 9% of renters are cost-burdened. Vacancy runs 37.4%, above the national norm and a classic distress-and-opportunity signal. Around 14% of adults hold a bachelor's degree or higher. About 887 people live here, median age 41. The ZIP holds roughly 440 housing units. DLRadar's demographic-stress index for the area reads 48/100. Home values center near $280,600, an affordability ratio of 8.1× — stretched.

On the whole, 95526 leans distressed, with opportunity clustered in specific stressed parcels. 95526 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 95526 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Humboldt County, California and the nation. The score is rebuilt from public data as it updates, so 95526 reflects the current record instead of a stale or modeled snapshot.

Behind 95526's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95526 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.