ZIP 95460 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95460 (Mendocino County, California) returns a moderate composite of 30/100. Latent structural risk is 69/100 while live distress already moving reads 3/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (81/100)). Its standout signals are construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low.

The peak-phase market in 95460 posted values that held roughly flat over the year, and 33% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 24.2% — elevated. A median home runs $708,200 here, or 9.7 times local income. The demographic-stress sub-score lands at 48/100. The ZIP holds roughly 1,451 housing units. 2,144 residents call 95460 home, typically aged 61. Rent burden reaches 45% of tenant households. The tenure split is 77% owner-occupied to 23% rented. Roughly 7.5% live below the poverty line. About 40% have a four-year degree. At $68,478, median income runs below typical U.S. levels.

Taken together, 95460 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 95460's 30/100 can be lined up against any neighbor in Mendocino County, California or any ZIP coast to coast. Where the public record is thin for 95460, the field stays empty rather than modeled, and fills in as new documents post.

95460's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 95460 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.