ZIP 95460 Property Distress & Foreclosure Data

DLRadar grades ZIP 95460 (Mendocino County, California) at a low 24/100 for overall property distress. Structural risk reads 53/100 against active distress of 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (82/100). Property-level stress concentrates in structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 1.2% year on year, and 33% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $708,200 (9.7× income, severely stretched). The demographic-stress sub-score lands at 48/100. There are about 1,451 housing units across 95460. About 2,144 people live here, median age 61. Rent burden reaches 45% of tenant households. 77% of housing is owner-occupied. The poverty rate is 7.5%. Around 40% of adults hold a bachelor's degree or higher. At $68,478, median income runs below typical U.S. levels.

Net-net, 95460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.