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ZIP 95450 Foreclosure, Tax-Lien & Distress Report

Sonoma County, California · High Vacancy market

ZIP 95450's composite property-distress score is 21/100 - DLRadar classes that as low for Sonoma County, California. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)). On the structural side it scores 47/100, with 3/100 of stress already active. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, at 13/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $77,083, near the U.S. median near $78,000. The vacancy rate is 66.7% — elevated. Around 56% of renters are cost-burdened. About 43% have a four-year degree. 75% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 53/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 215 people live here, median age 62. There are about 311 housing units across 95450. The typical home is worth about $871,100 (10.3× income, severely stretched).

Taken together, 95450 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95450 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 95450 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 95450, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 95450 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95450 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
47/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 95450

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk99
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

95450 at a glance

Current distress, phase, housing and lender-pressure figures for 95450, drawn from the same report attached to each property.

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Sonoma County ZIPs near 95450

Related reports across Sonoma County, California

Further distress data across Sonoma County, California at ZIP, county and state level.

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