ZIP 95421 Foreclosure, Tax-Lien & Distress Report

Sonoma County, California's ZIP 95421 registers 21/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Structurally it carries 47/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 18% higher over three years (phase confidence 13/100). Topping markets hide individual distress behind strong averages.

Households earn a median $76,905 — near the roughly $78,000 national figure. Roughly 16.1% live below the poverty line. DLRadar's demographic-stress index for the area reads 47/100. Vacancy runs 44.4%, above the national norm and a classic distress-and-opportunity signal. Around 46% of renters are cost-burdened. About 41% have a four-year degree. 1,453 residents call 95421 home, typically aged 57. The ZIP holds roughly 1,145 housing units. 80% of housing is owner-occupied. The typical home is worth about $633,400 (8.4× income, severely stretched).

Taken together, 95421 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95421 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 95421 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95421 can be compared directly against any other ZIP in Sonoma County, California or nationwide. 95421 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 95421's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95421 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.