ZIP 95421 Property Distress & Foreclosure Data

Sonoma County, California's ZIP 95421 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and construction/permit lag (1/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 47/100 structural and 3/100 already moving.

The market reads peak — home values held roughly flat year on year, and 18% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

At $76,905, median income runs near typical U.S. levels. The poverty rate is 16.1%. The demographic-stress sub-score lands at 47/100. The vacancy rate is 44.4% — elevated. Around 46% of renters are cost-burdened. Around 41% of adults hold a bachelor's degree or higher. About 1,453 people live here, median age 57. The ZIP holds roughly 1,145 housing units. 80% of housing is owner-occupied. The typical home is worth about $633,400 (8.4× income, severely stretched).

Net-net, 95421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.