Sonoma County, CA: Foreclosures, Tax Liens & Distressed Properties
Sonoma County, CA, California: 40 ZIP codes scored, Sonoma County, CA averaging 21/100 (low, Sonoma, CA), from 20 to 23. Sonoma County, CA is in its peak phase (Sonoma, CA confidence 13/100): Sonoma, CA home prices up 0.9% (Sonoma, CA) over twelve months. Sonoma County, CA lender headwind: 56/100.
Highest-scoring Sonoma County, CA ZIPs: 94574 (23/100), 94922 (21/100), 94923 (21/100), 94928 (21/100), 94931 (21/100), 94951 (21/100). Also scored in Sonoma County, CA: 94952, 94954, 94972, 95401, 95403, 95404, 95405, 95407, 95409, 95412.
Across Sonoma County, CA's scored ZIPs: median home value $887,218, household income $104,453, 19.4% vacancy, 8.1% poverty, 65% owner-occupied, median age 47.3.
Sonoma County, CA insurance distress 30/100 (#1,610 in the US); FEMA hazard 0/100 for Sonoma, CA; 65 Sonoma, CA NFIP flood claims, $1.4M paid.
14 banks with 92 branches lend in Sonoma County, CA; Sonoma, CA weighted bank stress 66/100, highest 87/100 in Sonoma, CA.
Sonoma County, CA unemployment 4.5% (Sonoma, CA +0.1 pts, six months); 1,713 new housing units permitted in Sonoma County, CA over twelve months, Sonoma, CA up 82% from 943; Sonoma, CA home prices +4.9% a year (Sonoma, CA) over three years.
207,699 housing units in Sonoma County, CA; 72,009 Sonoma, CA renter households; 51% of Sonoma, CA renters spend 30%+ of income on rent, 24% (Sonoma, CA) half or more.
Sonoma County, CA ranks #2,784 nationally on the opportunity index (Sonoma, CA, among all ranked counties); Sonoma, CA scores 24.5/100 and Sonoma, CA sits #45 inside California. Sonoma, CA is in the weak opportunity phase; Sonoma, CA's primary driver is bank institutional, Sonoma, CA second driver vacancy; Sonoma, CA moved down 63 places. 14 short-sale listings across Sonoma, CA; 105 days on market observed in Sonoma, CA; 6.5% vacancy over 40 Sonoma, CA ZIPs.
0.2% of Sonoma County, CA mortgages were ninety-plus days late in December 2025; Sonoma, CA's thirty-to-eighty-nine-day share was 0.9% (CFPB county sample). Sonoma, CA's ninety-day rate is unchanged on twelve months earlier; the Sonoma, CA peak since 2008 was 5.0% in February 2010; California overall reads 0.5%.
Sonoma County, CA has 7 watched banks; 7 Sonoma, CA banks sit in an elevated band. Sonoma, CA footprints: Exchange Bank (16 branches, stress 68) in Sonoma, CA; Westamerica Bank (9 branches, stress 52) in Sonoma, CA; Poppy Bank (6 branches, stress 69) in Sonoma, CA.
HUD lists 26 assisted multifamily properties in Sonoma County, CA with 1,079 units; 687 Sonoma, CA units are assisted, 5 Sonoma, CA properties under project-based Section 8.
16,701 of the 207,699 housing units in Sonoma, CA sit vacant. Sonoma County, CA permitted 859 multifamily units in twelve months; Sonoma, CA's one-to-four unit structures added 854 units in Sonoma County, CA.