ZIP 95405 Property Distress & Foreclosure Data

In Sonoma County, California, ZIP 95405 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (1/100) stay muted. On the structural side it scores 47/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 3% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 2.5%. 22,811 residents call 95405 home, typically aged 45. On demographic stress specifically, 95405 scores 35/100. Around 35% of renters are cost-burdened. About 47% have a four-year degree. The tenure split is 61% owner-occupied to 39% rented. Households earn a median $117,931 — above the roughly $78,000 national figure. A median home runs $788,000 here, or 6.4 times local income. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 9,651 housing units.

Overall, 95405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.