ZIP 95407 Property Distress & Foreclosure Data

Composite property distress in 95407 (Sonoma County, California) lands at 21/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)). The latent-versus-live split is 47/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and construction/permit lag (1/100).

The peak-phase market in 95407 posted values that held roughly flat over the year, and 4% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $82,807, near the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. 13.1% of residents fall below the poverty threshold. Around 49% of renters are cost-burdened. Home values center near $627,100, an affordability ratio of 7.3× — stretched. Population is roughly 42,135 with a median age of 34. The vacancy rate is 2.0%. Owners hold 51% of homes, renters 49%. DLRadar's demographic-stress index for the area reads 47/100. The ZIP holds roughly 13,494 housing units.

On balance 95407 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.