ZIP 94559 Foreclosure, Tax-Lien & Distress Report

ZIP code 94559 in Napa County, California carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. The split runs 51/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (63/100). Leading the profile are structural risk (51/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads contraction — home values fell 2.1% year on year, 2.1% off the recent peak, and 2% higher over three years, at 44/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

About 27,828 people live here, median age 39. Owners hold 50% of homes, renters 50%. Vacancy runs 9.0%. Around 39% of renters are cost-burdened. The ZIP holds roughly 11,661 housing units. 8.9% of residents fall below the poverty threshold. On demographic stress specifically, 94559 scores 47/100. About 37% have a four-year degree. A median home runs $898,600 here, or 8.7 times local income. Households earn a median $100,559 — above the roughly $78,000 national figure.

Net-net, 94559 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 94559 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 94559 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Napa County, California and the nation. Where the record is thin for 94559, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 94559 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 94559 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.