Napa County, CA: Foreclosures, Tax Liens & Distressed Properties

Napa County, CA, California: 13 ZIP codes scored, Napa County, CA averaging 23/100 (low, Napa, CA), from 20 to 27. Napa County, CA is in its contraction phase (Napa, CA confidence 44/100): Napa, CA home prices down 2.1% (Napa, CA) over twelve months, 2.1% under their peak. Napa County, CA lender headwind: 38/100.

Highest-scoring Napa County, CA ZIPs: 94591 (27/100), 94503 (25/100), 94508 (23/100), 94558 (23/100), 94559 (23/100), 94562 (23/100). Also scored in Napa County, CA: 94567, 94573, 94574, 94576, 94599, 95476, 94515.

Across Napa County, CA's scored ZIPs: median home value $865,327, household income $109,366, 14.4% vacancy, 8.5% poverty, 64% owner-occupied, median age 46.2.

Napa County, CA insurance distress 21/100 (#2,082 in the US); FEMA hazard 0/100 for Napa, CA; 1 Napa, CA NFIP flood claims, $26K paid; Napa, CA construction distress 38/100.

13 banks with 32 branches lend in Napa County, CA; Napa, CA weighted bank stress 61/100, highest 72/100 in Napa, CA.

Napa County, CA unemployment 4.3% (Napa, CA -0.3 pts, six months); 454 new housing units permitted in Napa County, CA over twelve months, Napa, CA up 11% from 408; Napa, CA home prices +5.2% a year (Napa, CA) over three years.

55,817 housing units in Napa County, CA; 17,678 Napa, CA renter households; 50% of Napa, CA renters spend 30%+ of income on rent, 23% (Napa, CA) half or more.

Napa County, CA ranks #1,728 nationally on the opportunity index (Napa, CA, among all ranked counties); Napa, CA scores 28.7/100 and Napa, CA sits #20 inside California. Napa, CA is in the early_signal opportunity phase; Napa, CA's primary driver is bank institutional, Napa, CA second driver vacancy; Napa, CA moved down 105 places. 23 short-sale listings across Napa, CA; 91 days on market observed in Napa, CA; 10.3% vacancy over 13 Napa, CA ZIPs.

0.6% of Napa County, CA mortgages were ninety-plus days late in December 2025; Napa, CA's thirty-to-eighty-nine-day share was 0.6% (CFPB county sample). Napa, CA's ninety-day rate is unchanged on twelve months earlier; the Napa, CA peak since 2008 was 5.8% in May 2010; California overall reads 0.5%.

Napa County, CA has 6 watched banks; 6 Napa, CA banks sit in an elevated band. Napa, CA footprints: Westamerica Bank (6 branches, stress 52) in Napa, CA; Bank Of Marin (2 branches, stress 67) in Napa, CA; Mechanics Bank (2 branches, stress 59) in Napa, CA.

HUD lists 4 assisted multifamily properties in Napa County, CA with 117 units; 101 Napa, CA units are assisted.

6,054 of the 55,817 housing units in Napa, CA sit vacant. Napa County, CA permitted 195 multifamily units in twelve months; Napa, CA's one-to-four unit structures added 259 units in Napa County, CA.