Napa County, CA: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Napa County, California carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Individual Napa County ZIPs score between 20 and 28 on the 0–100 composite. DLRadar scores 13 ZIPs here, with a mean composite of 24/100. Lender pressure in Napa County registers 38/100 — a moderate bank-stress headwind.

Currently contraction, Napa County saw prices fall 2.1% year over year, sitting 2.1% below its cycle peak, at 44/100 phase confidence. In a cooling county like this, equity cushions thin leaving room for disciplined offers.

Napa County's -2.1% YoY slide (44/100 confidence) means conservative underwriting wins and you underwrite to today's comps, not the peak. A moderate 38/100 lender headwind points to both signal sets in play here.

The most-distressed ZIP codes in Napa County are 94591 (28/100), 94503 (26/100), 94508 (24/100), 94558 (24/100), 94559 (24/100), 94562 (24/100), each with its own full DLRadar report. Also scored across the county: 94567, 94573, 94574, 94576, 94599, 95476, 94515.

By the numbers, the ZIPs DLRadar tracks across Napa County run vacancy near 14.4%, 8.5% of households below the poverty line, residents with a median age around 46.2, home values averaging roughly $865,327, above the US, incomes around $109,366, 64% of homes owner-occupied. Income, equity and tenure like these set up how much distress reaches the market and how fast it moves.

At 24/100 composite over 13 ZIPs, the opportunity hides below the average where the ZIP scores point. Subscribers get each Napa County parcel's owner, mailing address, APN, a distress score and bank-exposure read.

Whether Napa County, California carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Napa County can be compared directly against any county in the country.

Read Napa County, California as a heat map for effort — the county's low composite of 24/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. All of it is deterministic and auditable: Napa County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

At the ZIP level, the sharpest readings in Napa County are 94591 (28/100), 94503 (26/100), 94508 (24/100), 94558 (24/100), 94559 (24/100), 94562 (24/100). DLRadar also scores 94567, 94573, 94574, 94576, 94599, 95476, 94515 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Napa County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.