ZIP 94508 Foreclosure, Tax-Lien & Distress Report
Napa County, California · High Vacancy market
Napa County, California's ZIP 94508 registers 24/100 composite distress, which DLRadar reads as low. The split runs 53/100 structural to 2/100 active on the ground. Its heaviest discrete signals: structural risk (53/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (65/100)).
The contraction-phase market in 94508 posted values that fell 2.1% over the year, 2.1% off the recent peak, and 45% higher over three years, at 44/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The ZIP holds roughly 1,186 housing units. The vacancy rate is 14.3% — elevated. At $116,534, median income runs above typical U.S. levels. About 57% have a four-year degree. Population is roughly 3,298 with a median age of 32. On demographic stress specifically, 94508 scores 39/100. A median home runs $775,600 here, or 6.7 times local income. 11.8% of residents fall below the poverty threshold. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 45% of tenant households.
Net-net, 94508 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 94508 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 94508 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Napa County, California and the nation. Sparse data for 94508 shows as blanks, never estimates, and the score updates on every fresh public filing.
94508's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 94508 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 94508’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 94508 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 94508, the same set carried on every parcel.
More ZIPs across Napa County
Explore related distress reports
Related ZIP, county and statewide reads linked to Napa County, California.
Get the full acquisition report for 94508
Open 94508 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology