ZIP 94508 Property Distress & Foreclosure Data

Napa County, California's ZIP 94508 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 59/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (59/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 45% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,186 housing units across 94508. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $116,534 — above the roughly $78,000 national figure. About 57% have a four-year degree. 3,298 residents call 94508 home, typically aged 32. On demographic stress specifically, 94508 scores 39/100. A median home runs $775,600 here, or 6.7 times local income. Roughly 11.8% live below the poverty line. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 45% of tenant households.

Taken together, 94508 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.