ZIP 94576 Foreclosure, Tax-Lien & Distress Report
Napa County, California · Cooling Market market
ZIP 94576's composite property-distress score is 23/100 - DLRadar classes that as low for Napa County, California. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (63/100). Structurally it carries 51/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.
The contraction-phase market in 94576 posted values that fell 2.1% over the year, 2.1% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
DLRadar's demographic-stress index for the area reads 26/100. Population is roughly 130 with a median age of 47. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 56% bachelor's-or-above. Median household income is $165,625, above the U.S. median near $78,000. The typical home is worth about $986,100 (6.4× income). Rent burden reaches 0% of tenant households. The ZIP holds roughly 51 housing units. Vacancy runs 0.0%. The tenure split is 77% owner-occupied to 23% rented.
Taken together, 94576 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 94576 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 94576, the field stays empty rather than modeled, and fills in as new documents post.
94576's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 94576 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 94576’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 94576 by the numbers
Current distress, phase, housing and lender-pressure figures for 94576, drawn from the same report attached to each property.
Nearby ZIPs in Napa County
Nearest ZIP codes to 94576
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Napa County, California at ZIP, county and state level.
The complete 94576 distress and acquisition report
See who owns each distressed property in 94576, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology