ZIP 94558 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 94558 (Napa County, California) at a low 24/100 for overall property distress. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (47/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Structural risk reads 53/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (65/100).

The contraction-phase market in 94558 posted values that fell 2.1% over the year, 2.1% off the recent peak, and 5% higher over three years (phase confidence 44/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $109,444, above the U.S. median near $78,000. The poverty rate is 8.5%. About 64,552 people live here, median age 45. About 38% have a four-year degree. Around 46% of renters are cost-burdened. Vacancy runs 10.6%. There are about 27,493 housing units across 94558. DLRadar's demographic-stress index for the area reads 43/100. The tenure split is 67% owner-occupied to 33% rented. The typical home is worth about $890,500 (7.8× income, severely stretched).

Taken together, 94558 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 94558 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 94558 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Napa County, California and the nation. Sparse data for 94558 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 figure for 94558 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 94558 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.