ZIP 94558 Property Distress & Foreclosure Data

Napa County, California's ZIP 94558 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (59/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). On the structural side it scores 59/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (66/100)).

The peak-phase market in 94558 posted values that rose 0.7% over the year, and 5% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $109,444, above the U.S. median near $78,000. 8.5% of residents fall below the poverty threshold. Population is roughly 64,552 with a median age of 45. Educational attainment sits at 38% bachelor's-or-above. Around 46% of renters are cost-burdened. The vacancy rate is 10.6%. The ZIP holds roughly 27,493 housing units. DLRadar's demographic-stress index for the area reads 43/100. Owners hold 67% of homes, renters 33%. Home values center near $890,500, an affordability ratio of 7.8× — stretched.

On balance 94558 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.