ZIP 94503 Property Distress & Foreclosure Data

Napa County, California's ZIP 94503 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (64/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. On the structural side it scores 64/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 0.6% year on year, and 1% lower over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 7.6%. The ZIP holds roughly 6,206 housing units. At $123,657, median income runs above typical U.S. levels. 78% of housing is owner-occupied. Around 49% of renters are cost-burdened. The demographic-stress sub-score lands at 36/100. Around 33% of adults hold a bachelor's degree or higher. The typical home is worth about $697,400 (5.4× income). About 21,852 people live here, median age 36. The vacancy rate is 2.6%.

Net-net, 94503 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.