Mendocino County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mendocino County, California? DLRadar grades every Mendocino County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Mendocino County breakdown.
- Mendocino County's most distressed ZIP is 95410 at 30/100.
- 29 ZIP codes tracked in Mendocino County, averaging 29/100 distress.
- Mendocino County reads peak — home values up 0.4% year over year.
- Vacancy runs 26.5% across Mendocino County's tracked ZIPs, with a 17.2% poverty rate.
- The typical Mendocino County home is worth about $604,165 against a ~$69,508 median income.
- Lending headwind in Mendocino County sits at 35/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95410 | 30/100 |
| 2 | 95415 | 30/100 |
| 3 | 95417 | 30/100 |
| 4 | 95420 | 30/100 |
| 5 | 95427 | 30/100 |
| 6 | 95428 | 30/100 |
| 7 | 95429 | 30/100 |
| 8 | 95432 | 30/100 |
| 9 | 95437 | 30/100 |
| 10 | 95445 | 30/100 |
| 11 | 95449 | 30/100 |
| 12 | 95454 | 30/100 |
Most distressed ZIP codes in Mendocino County (composite distress 0-100, 2026)
What is driving Mendocino County distress
The Mendocino County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 29/100 ZIP average. No proprietary or modelled inputs enter the score.
Mendocino County market phase and pricing
The cycle in Mendocino County is peak, with values up 0.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Mendocino County
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What people ask
Where is distress highest inside Mendocino County, CA?
ZIP 95410 leads Mendocino County at 30/100, recomputed monthly from public records.
What market phase is Mendocino County in?
FHFA price-index movement places Mendocino County in peak; prices are up 0.4% over twelve months.
What is this Mendocino County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 29 Mendocino County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mendocino County ZIP codes?
A single county score papers over real variation. Across the Mendocino County ZIPs DLRadar ranks, scores run from 30/100 in 95410 down to 30/100 in 95454, against a Mendocino County average of 29/100. Those 0 points separate the ZIPs worth working in Mendocino County from the rest.
What do Mendocino County home values and vacancy say about distressed supply?
The typical Mendocino County home carries about $604,165 of value against a median household income near $69,508. Vacancy across Mendocino County's tracked ZIPs runs 26.5% and the poverty rate is 17.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mendocino County's foreclosure and tax-lien record and its 35/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.