Mendocino County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mendocino County, CA distress report, 2026: 29 ZIPs scored in Mendocino, CA, Mendocino, CA average 29/100; the top Mendocino, CA ZIP is 95410 at 30/100; Mendocino, CA market phase peak, Mendocino, CA prices +0.4% year over year.
- Mendocino, CA ranks #784 nationally (opportunity index); Mendocino, CA #8 in California; Mendocino, CA index 32.0.
- Mendocino, CA: no CFPB county sample; Mendocino, CA non-metro area reading 0.6%.
- Mendocino, CA ZIP phases: 29 peak.
- Mendocino, CA residential listings tracked: 95 across 26 ZIPs; Mendocino, CA candidate listings 71.
- Mendocino, CA HUD assisted properties: 4 with 64 units.
- Mendocino, CA lenders on watch: 3; largest Mendocino, CA footprint Svg Bank Of Mendocino County (8 branches).
- Mendocino, CA most distressed ZIP: 95410 at 30/100.
Mendocino, CA figures: DLRadar distress index; Mendocino, CA inputs: CFPB, FHFA, HUD, FDIC; Mendocino, CA rebuilt as sources refresh.
| Rank | Mendocino, CA ZIP | Score |
|---|---|---|
| 1 | 95410 | 30/100 |
| 2 | 95415 | 30/100 |
| 3 | 95417 | 30/100 |
| 4 | 95420 | 30/100 |
| 5 | 95427 | 30/100 |
| 6 | 95428 | 30/100 |
| 7 | 95429 | 30/100 |
| 8 | 95432 | 30/100 |
| 9 | 95437 | 30/100 |
| 10 | 95445 | 30/100 |
| 11 | 95449 | 30/100 |
| 12 | 95454 | 30/100 |
Most distressed Mendocino, CA ZIPs (0-100, 2026)
Mortgage delinquency around Mendocino, CA
No CFPB county sample covers Mendocino, CA; the non-metro area reading for Mendocino, CA: 0.6% ninety-plus; Mendocino, CA area thirty-to-eighty-nine 1.7% (December 2025, Mendocino, CA); California overall 0.5%.
Opportunity index: Mendocino, CA
Mendocino, CA index 32.0, Mendocino, CA phase early_signal; Mendocino, CA primary driver construction, Mendocino, CA second driver vacancy. Mendocino, CA components: property stress 24.8, foreclosure pressure 29.4, listing discounts 18.6, bank stress 54.5, insurance 0.0; Mendocino, CA pulse 39.0; Mendocino, CA capital opportunity 21.5.
ZIP market phases inside Mendocino, CA
29 Mendocino, CA ZIPs carry a price-cycle phase; Mendocino, CA ZIPs by phase (Mendocino, CA), deepest drawdown first: peak, +0.4% YoY, 0.2% off peak (Mendocino, CA): 95410, 95415, 95417, 95420, Mendocino, CA 95427, 95428, 95429, 95432, Mendocino, CA 95437, 95445, 95449, 95454, Mendocino, CA 95456, 95459, 95460, 95463.
Residential listings by Mendocino, CA ZIP
Mendocino, CA ZIPs with the most tracked Mendocino, CA residential listings: 95490 23 listings, 16 candidates, bank pressure 57; 95428 20 listings, 15 candidates, bank pressure 57; 95469 12 listings, 12 candidates, bank pressure 58; 95454 11 listings, 10 candidates, bank pressure 57 (Mendocino, CA); 95482 11 listings, 6 candidates, bank pressure 57; 95470 8 listings, 8 candidates, bank pressure 57; 95437 4 listings, 1 candidates, bank pressure 57; 95427 2 listings, 2 candidates, bank pressure 57. Mendocino, CA totals: 95 listings; Mendocino, CA candidates 71; active ZIPs 3.
HUD assisted housing in Mendocino, CA
4 assisted properties with 64 units sit in Mendocino, CA; largest Mendocino, CA properties: Jack Simpson School View Apartments (Ukiah) 30 units, 30 assisted; Gibson Court Apartments (Ukiah) 12 units, 11 assisted; Lenore Avenue (Willits) 12 units, 12 assisted in Mendocino, CA; North Pine Street Senior Housing (Ukiah) 10 units, 10 assisted.
Lenders with branches in Mendocino, CA
Mendocino, CA lenders by branch count: Svg Bank Of Mendocino County (Mendocino, CA): stress 52, 8 branches low in Mendocino, CA; Westamerica Bank (Mendocino, CA): stress 52, 2 branches low in Mendocino, CA; Tri Counties Bank (Mendocino, CA): stress 49, 2 branches low in Mendocino, CA.
Vacancy and permits, Mendocino, CA
6,833 of 41,675 Mendocino, CA housing units are vacant; Mendocino, CA permits, twelve months: 0 multifamily units in Mendocino, CA, 4 one-to-four unit units.
Work Mendocino, CA at the parcel level
Every Mendocino, CA parcel carries owner and address; every Mendocino, CA parcel carries APN; Mendocino, CA distress scores sit on the Mendocino, CA live board.
Mendocino, CA figures refresh with each source.
Mendocino, CA questions
Most distressed ZIP code in Mendocino County, CA?
ZIP 95410 leads Mendocino, CA at 30/100; next in Mendocino, CA: 95415 at 30/100; the Mendocino, CA average is 29/100.
Where does Mendocino County, CA rank for investment opportunity?
Mendocino, CA is #784 among all ranked counties, #8 in California; the Mendocino, CA driver is construction; Mendocino, CA moved down 394 places.
How many mortgages are delinquent in Mendocino County, CA?
Mendocino, CA takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Mendocino, CA.
Which banks lend in Mendocino County, CA?
3 watched lenders hold Mendocino, CA branches; the largest Mendocino, CA footprints are Svg Bank Of Mendocino County (8), Westamerica Bank (2), Tri Counties Bank (2).
More on Mendocino, CA
Mendocino County, CA distress report: public-record figures for Mendocino, CA; not legal advice for Mendocino, CA; not tax or investment advice; verify every Mendocino, CA record before acting.