Humboldt County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Humboldt County, CA distress report, 2026: 36 ZIPs scored in Humboldt, CA, Humboldt, CA average 26/100; the top Humboldt, CA ZIP is 95501 at 26/100; Humboldt, CA market phase peak, Humboldt, CA prices +0.4% year over year.
- Humboldt, CA ranks #1,659 nationally (opportunity index); Humboldt, CA #19 in California; Humboldt, CA index 28.9.
- Humboldt, CA: no CFPB county sample; Humboldt, CA non-metro area reading 0.6%.
- Humboldt, CA ZIP phases: 35 peak, 1 contraction.
- Humboldt, CA residential listings tracked: 11 across 35 ZIPs; Humboldt, CA candidate listings 6.
- Humboldt, CA HUD assisted properties: 5 with 238 units.
- Humboldt, CA lenders on watch: 2; largest Humboldt, CA footprint Redwood Capital Bank (4 branches).
- Humboldt, CA most distressed ZIP: 95501 at 26/100.
Humboldt, CA figures: DLRadar distress index; Humboldt, CA inputs: CFPB, FHFA, HUD, FDIC; Humboldt, CA rebuilt as sources refresh.
| Rank | Humboldt, CA ZIP | Score |
|---|---|---|
| 1 | 95501 | 26/100 |
| 2 | 95503 | 26/100 |
| 3 | 95511 | 26/100 |
| 4 | 95514 | 26/100 |
| 5 | 95519 | 26/100 |
| 6 | 95521 | 26/100 |
| 7 | 95524 | 26/100 |
| 8 | 95525 | 26/100 |
| 9 | 95528 | 26/100 |
| 10 | 95536 | 26/100 |
| 11 | 95537 | 26/100 |
| 12 | 95540 | 26/100 |
Most distressed Humboldt, CA ZIPs (0-100, 2026)
Mortgage delinquency around Humboldt, CA
No CFPB county sample covers Humboldt, CA; the non-metro area reading for Humboldt, CA: 0.6% ninety-plus; Humboldt, CA area thirty-to-eighty-nine 1.7% (December 2025, Humboldt, CA); California overall 0.5%.
Opportunity index: Humboldt, CA
Humboldt, CA index 28.9, Humboldt, CA phase early_signal; Humboldt, CA primary driver vacancy, Humboldt, CA second driver construction. Humboldt, CA components: property stress 28.9, foreclosure pressure 34.6, listing discounts 11.0, bank stress 48.0, insurance 0.0; Humboldt, CA pulse 34.5; Humboldt, CA capital opportunity 20.6.
ZIP market phases inside Humboldt, CA
36 Humboldt, CA ZIPs carry a price-cycle phase; Humboldt, CA ZIPs by phase (Humboldt, CA), deepest drawdown first: contraction, -0.3% YoY, 0.3% off peak (Humboldt, CA): 95552; peak, +0.3% YoY, 0.2% off peak (Humboldt, CA): 95526; peak, +0.4% YoY, 0.2% off peak (Humboldt, CA): 95556, 95501, 95503, 95511, Humboldt, CA 95514, 95519, 95521, 95524, Humboldt, CA 95525, 95528, 95536, 95537, Humboldt, CA 95540, 95542.
Residential listings by Humboldt, CA ZIP
Humboldt, CA ZIPs with the most tracked Humboldt, CA residential listings: 95511 3 listings, 0 candidates, bank pressure 62; 95542 3 listings, 3 candidates, bank pressure 60; 95503 1 listings, 0 candidates, bank pressure 62; 95519 1 listings, 1 candidates, bank pressure 62 (Humboldt, CA); 95521 1 listings, 1 candidates, bank pressure 62; 95556 1 listings, 0 candidates, bank pressure 61; 95589 1 listings, 1 candidates, bank pressure 60; 95501 0 listings, 0 candidates, bank pressure 62. Humboldt, CA totals: 11 listings; Humboldt, CA candidates 6; active ZIPs 3.
HUD assisted housing in Humboldt, CA
5 assisted properties with 238 units sit in Humboldt, CA; largest Humboldt, CA properties: Silvercrest Eureka (Eureka) 152 units, 150 assisted; Eureka Central Residence (Eureka) 36 units, 36 assisted; Newburg Retirement Center (Fortuna) 30 units, 30 assisted in Humboldt, CA; 703 Cedar Street (Garberville) 10 units, 10 assisted; Cedar Street Senior Apartments (Garberville) 10 units, 10 assisted.
Lenders with branches in Humboldt, CA
Humboldt, CA lenders by branch count: Redwood Capital Bank (Humboldt, CA): stress 68, 4 branches low in Humboldt, CA; Tri Counties Bank (Humboldt, CA): stress 49, 3 branches low in Humboldt, CA.
Vacancy and permits, Humboldt, CA
7,961 of 62,883 Humboldt, CA housing units are vacant; Humboldt, CA permits, twelve months: 119 multifamily units in Humboldt, CA, 182 one-to-four unit units.
Work Humboldt, CA at the parcel level
Every Humboldt, CA parcel carries owner and address; every Humboldt, CA parcel carries APN; Humboldt, CA distress scores sit on the Humboldt, CA live board.
Humboldt, CA figures refresh with each source.
Humboldt, CA questions
Most distressed ZIP code in Humboldt County, CA?
ZIP 95501 leads Humboldt, CA at 26/100; next in Humboldt, CA: 95503 at 26/100; the Humboldt, CA average is 26/100.
Where does Humboldt County, CA rank for investment opportunity?
Humboldt, CA is #1,659 among all ranked counties, #19 in California; the Humboldt, CA driver is vacancy; Humboldt, CA moved down 439 places.
How many mortgages are delinquent in Humboldt County, CA?
Humboldt, CA takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Humboldt, CA.
Which banks lend in Humboldt County, CA?
2 watched lenders hold Humboldt, CA branches; the largest Humboldt, CA footprints are Redwood Capital Bank (4), Tri Counties Bank (3).
More on Humboldt, CA
Humboldt County, CA distress report: public-record figures for Humboldt, CA; not legal advice for Humboldt, CA; not tax or investment advice; verify every Humboldt, CA record before acting.