ZIP 95538 Foreclosure, Tax-Lien & Distress Report
Del Norte County, California · Distress market
Composite property distress in 95538 (Del Norte County, California) lands at 14/100 — minimal on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (94/100)). The pressure is most legible in structural risk (29/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The split runs 29/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). Topping markets hide individual distress behind strong averages.
Households earn a median $64,481 — below the roughly $78,000 national figure. Educational attainment sits at 12% bachelor's-or-above. Roughly 9.5% live below the poverty line. The ZIP holds roughly 400 housing units. The tenure split is 100% owner-occupied to 0% rented. Home values center near $292,900, an affordability ratio of 4.4×. Vacancy runs 7.4%. 1,065 residents call 95538 home, typically aged 55. On demographic stress specifically, 95538 scores 30/100.
Overall, 95538 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 95538 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 95538's 14/100 can be lined up against any neighbor in Del Norte County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95538 reflects the current record instead of a stale or modeled snapshot.
95538's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95538 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 95538’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 95538 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Del Norte County
More distress data near 95538
Other reports tied to Del Norte County, California — ZIP, county and statewide.
Open the complete 95538 acquisition file
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Deterministic scoring, sourced entirely from public data · methodology