ZIP 97415 Property Distress & Foreclosure Data

Curry County, Oregon's ZIP 97415 registers 31/100 composite distress, which DLRadar reads as moderate. Structural risk reads 69/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (83/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (69/100), institutional ownership (45/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 6% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $394,800 here, or 5.6 times local income. On demographic stress specifically, 97415 scores 35/100. Rent burden reaches 29% of tenant households. 14,271 residents call 97415 home, typically aged 56. There are about 7,777 housing units across 97415. The tenure split is 74% owner-occupied to 26% rented. Roughly 11.9% live below the poverty line. About 24% have a four-year degree. Households earn a median $68,994 — near the roughly $78,000 national figure.

Overall, 97415 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.