ZIP 97465 Property Distress & Foreclosure Data

Curry County, Oregon's ZIP 97465 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (83/100)). On the structural side it scores 69/100, with 6/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (69/100), institutional ownership (45/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 97465 posted values that rose 2.0% over the year, and 14% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $39,718, below the U.S. median near $78,000. 19.1% of residents fall below the poverty threshold. Owners hold 71% of homes, renters 29%. Around 67% of renters are cost-burdened. Population is roughly 1,777 with a median age of 64. DLRadar's demographic-stress index for the area reads 47/100. The vacancy rate is 17.9% — elevated. Home values center near $342,100, an affordability ratio of 7.3× — stretched. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 1,315 housing units.

On the whole, 97465 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.