ZIP 97476 Foreclosure, Tax-Lien & Distress Report

Curry County, Oregon's ZIP 97476 registers 28/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (63/100), construction/permit lag (52/100), institutional ownership (41/100). On the quiet end sit mortgage stress (19/100). Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (82/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The peak-phase market in 97476 posted values that rose 1.2% over the year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 24% of adults hold a bachelor's degree or higher. A median home runs $299,200 here, or 12.7 times local income. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. 28.7% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. At $21,036, median income runs below typical U.S. levels. About 261 people live here, median age 63. The ZIP holds roughly 124 housing units. DLRadar's demographic-stress index for the area reads 54/100.

Taken together, 97476 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 97476 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 97476's 28/100 can be lined up against any neighbor in Curry County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 97476 shows blanks, not estimates, wherever the record is sparse.

Each component behind 97476 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For an operator, 97476 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.