ZIP 97531 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97531 (Josephine County, Oregon) returns a high composite of 51/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (65/100)). On the structural side it scores 68/100, with 5/100 of stress already active. The most distinctive pressure shows up in structural risk (68/100), insurance pressure (62/100), institutional ownership (54/100). mortgage stress (17/100) stay muted.

The contraction-phase market in 97531 posted values that fell 6.5% over the year, 6.5% off the recent peak, at 100/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The poverty rate is 0.0% — low. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 0.0%. Educational attainment sits at 0% bachelor's-or-above. The ZIP holds roughly 161 housing units. The demographic-stress sub-score lands at 20/100. Home values center near $241,000. 98 residents call 97531 home.

Net-net, 97531 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 97531 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 97531 read uses the identical public-record model applied coast to coast, which means its 51/100 score means exactly what it means anywhere else, and 97531 stays directly comparable to neighboring ZIPs and the rest of Josephine County, Oregon. 97531 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 97531's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 97531 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.