Josephine County, OR: Foreclosures, Tax Liens & Distressed Properties

Josephine County, Oregon sits inside DLRadar's nationwide distress index, built entirely from public records. On bank and credit headwind, Josephine County scores 48/100. ZIP-level distress ranges from 51/100 at the top down to 30/100. Coverage runs to 11 ZIPs across Josephine County, a moderate 49/100 average.

The county market is in a contraction phase: home prices fell 6.5% over the past year and 6.5% down from peak, at 100/100 phase confidence. In a cooling county like this, seller motivation builds and distressed-to-retail spreads widen.

With Josephine County at -6.5% YoY (100/100 confidence), conservative underwriting wins — the distressed-to-retail spread does the work. Mid-range bank stress at 48/100 means mixed owner- and bank-driven distress.

Leading Josephine County on distress: 97523 (51/100), 97526 (51/100), 97531 (51/100), 97532 (51/100), 97534 (51/100), 97538 (51/100). The breakdown continues through 97543, 97544, 97497, 97527, 97530 and more.

Underneath the scores, the Josephine County ZIPs on file come in at a 15.8% poverty rate, a median age of 51.4, incomes around $63,336, a 12% vacancy rate, median home values around $430,230 (above the national figure), 78% owner-occupancy. Numbers like these set up the kind of distress to expect and the buyer pool on exit.

Net of it all, 49/100 over 11 ZIPs means Josephine County rewards parcel-by-parcel work for a disciplined buyer. Inside DLRadar, each Josephine County property carries owner, address and APN, a distress score and bank-exposure read.

Because Josephine County, Oregon is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Josephine County against neighboring markets or the rest of Oregon on equal footing.

Scores in Josephine County, Oregon exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. The Josephine County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

The ZIP breakdown for Josephine County leads with 97523 (51/100), 97526 (51/100), 97531 (51/100), 97532 (51/100), 97534 (51/100), 97538 (51/100). DLRadar also scores 97543, 97544, 97497, 97527, 97530 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Josephine County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.