ZIP 97532 Foreclosure, Tax-Lien & Distress Report
Josephine County, Oregon · Cooling Market market
Josephine County, Oregon's ZIP 97532 registers 50/100 composite distress, which DLRadar reads as high. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (60/100). Property-level stress concentrates in structural risk (66/100), insurance pressure (62/100), institutional ownership (50/100). On the quiet end sit mortgage stress (17/100). Structurally it carries 66/100, against 5/100 of stress already in motion.
The market reads contraction — home values fell 6.5% year on year, 6.5% off the recent peak, and 2% lower over three years, at 100/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The vacancy rate is 6.6%. The typical home is worth about $445,400 (5.4× income). DLRadar's demographic-stress index for the area reads 37/100. The ZIP holds roughly 1,122 housing units. The tenure split is 84% owner-occupied to 16% rented. The poverty rate is 4.1% — low. 2,146 residents call 97532 home, typically aged 58. Around 24% of adults hold a bachelor's degree or higher. Rent burden reaches 65% of tenant households. Median household income is $77,125, near the U.S. median near $78,000.
Net-net, 97532 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 97532 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 97532's 50/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 97532 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
97532's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 97532 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 97532 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 97532 distress snapshot
The live 97532 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Josephine County ZIP codes
Nearest ZIP codes to 97532
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97532
Keep going: ZIP, county and state distress coverage for Josephine County, Oregon.
The complete 97532 distress and acquisition report
The full 97532 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology