ZIP 97544 Property Distress & Foreclosure Data

DLRadar grades ZIP 97544 (Josephine County, Oregon) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), institutional ownership (44/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 57/100 structural and 5/100 already moving.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 3.8% off the recent peak, and 10% higher over three years (phase confidence 29/100). Falling values surface more motivated sellers and below-market exits.

Households earn a median $71,066 — near the roughly $78,000 national figure. The vacancy rate is 14.7% — elevated. The ZIP holds roughly 967 housing units. About 34% have a four-year degree. 2,040 residents call 97544 home, typically aged 48. A median home runs $563,700 here, or 7.4 times local income. Roughly 11.0% live below the poverty line. On demographic stress specifically, 97544 scores 45/100. Around 65% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented.

Taken together, 97544 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.