ZIP 97523 Property Distress & Foreclosure Data

Josephine County, Oregon's ZIP 97523 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 57 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (78/100). The most distinctive pressure shows up in structural risk (57/100), institutional ownership (44/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (17/100) stay muted.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 3.8% off the recent peak, and 13% lower over three years, at 29/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 3,678 housing units across 97523. Roughly 24.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $329,800 here, or 6.5 times local income. On demographic stress specifically, 97523 scores 45/100. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 55% of tenant households. 7,162 residents call 97523 home, typically aged 43. Households earn a median $45,960 — below the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. About 18% have a four-year degree.

Taken together, 97523 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.