ZIP 97538 Property Distress & Foreclosure Data

ZIP code 97538 in Josephine County, Oregon carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (57/100), institutional ownership (44/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (78/100).

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 3.8% off the recent peak, and 5% lower over three years, at 29/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

1,831 residents call 97538 home, typically aged 42. There are about 978 housing units across 97538. A median home runs $312,200 here, or 6.6 times local income. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 83% owner-occupied to 17% rented. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $43,689 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. About 17% have a four-year degree. On demographic stress specifically, 97538 scores 37/100.

Taken together, 97538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.