ZIP 97442 Foreclosure, Tax-Lien & Distress Report
Douglas County, Oregon · Distress market
Composite property distress in 97442 (Douglas County, Oregon) lands at 31/100 — moderate on DLRadar's distress scoring. On the structural side it scores 70/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (92/100). The pressure is most legible in structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). On the quiet end sit mortgage stress (18/100).
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 31% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,908 people live here, median age 58. The vacancy rate is 11.6% — elevated. The typical home is worth about $273,500 (6.5× income). Owners hold 75% of homes, renters 25%. The ZIP holds roughly 933 housing units. On demographic stress specifically, 97442 scores 43/100. Around 20% of adults hold a bachelor's degree or higher. Around 58% of renters are cost-burdened. At $44,883, median income runs below typical U.S. levels. The poverty rate is 16.4% — high, a tax-stress and distress correlate.
Overall, 97442 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 97442 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97442 can be compared directly against any other ZIP in Douglas County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 97442 shows blanks, not estimates, wherever the record is sparse.
Each component behind 97442 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 97442 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 97442’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 97442 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 97442, the same set carried on every parcel.
Neighbouring ZIPs in Douglas County
Nearest ZIP codes to 97442
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97442
More ZIP, county and state distress intelligence connected to Douglas County, Oregon.
See every distressed parcel in 97442
The full 97442 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology