ZIP 97442 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97442 (Douglas County, Oregon) lands at 30/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 68/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). The pressure is most legible in structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 31% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,908 people live here, median age 58. The vacancy rate is 11.6% — elevated. The typical home is worth about $273,500 (6.5× income). Owners hold 75% of homes, renters 25%. The ZIP holds roughly 933 housing units. On demographic stress specifically, 97442 scores 43/100. Around 20% of adults hold a bachelor's degree or higher. Around 58% of renters are cost-burdened. At $44,883, median income runs below typical U.S. levels. The poverty rate is 16.4% — high, a tax-stress and distress correlate.

Overall, 97442 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97442 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97442 can be compared directly against any other ZIP in Douglas County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97442 shows blanks, not estimates, wherever the record is sparse.

Each component behind 97442 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 97442 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.