ZIP 97462 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97462 (Douglas County, Oregon) at a moderate 31/100 for overall property distress. Structurally it carries 70/100, against 5/100 of stress already in motion. The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (92/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 3% lower over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,027 people live here, median age 55. At $65,032, median income runs below typical U.S. levels. Vacancy runs 7.9%. On demographic stress specifically, 97462 scores 35/100. The typical home is worth about $400,400 (5.8× income). Educational attainment sits at 26% bachelor's-or-above. There are about 1,937 housing units across 97462. Roughly 10.3% live below the poverty line. The tenure split is 82% owner-occupied to 18% rented. Rent burden reaches 32% of tenant households.

Net-net, 97462 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97462 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 97462 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Douglas County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97462 reflects the current record instead of a stale or modeled snapshot.

The 31/100 for 97462 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 97462 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.