ZIP 97435 Foreclosure, Tax-Lien & Distress Report

ZIP 97435's composite property-distress score is 30/100 - DLRadar classes that as moderate for Douglas County, Oregon. Structural exposure scores 68 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,383 with a median age of 49. 72% of housing is owner-occupied. On demographic stress specifically, 97435 scores 34/100. Around 25% of renters are cost-burdened. Home values center near $315,100, an affordability ratio of 5.0×. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 7.7%. There are about 1,035 housing units across 97435. Median household income is $54,679, below the U.S. median near $78,000. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On balance 97435 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97435 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 97435's 30/100 can be lined up against any neighbor in Douglas County, Oregon or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 97435 reflects the current record instead of a stale or modeled snapshot.

Behind 97435's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97435 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.