ZIP 97426 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97426 (Lane County, Oregon) returns a low composite of 28/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. Structural risk reads 61/100 against active distress of 5/100.

The market reads neutral — home values rose 3.6% year on year, and 5% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 4,071 housing units. Vacancy runs 2.9%. Median household income is $87,533, above the U.S. median near $78,000. The tenure split is 78% owner-occupied to 22% rented. Around 22% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. Home values center near $488,000, an affordability ratio of 5.0×. 7.1% of residents fall below the poverty threshold. 10,384 residents call 97426 home, typically aged 41. On demographic stress specifically, 97426 scores 30/100.

On balance 97426 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 97426 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 97426 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97426 stays directly comparable to neighboring ZIPs and the rest of Lane County, Oregon. The score is rebuilt from public data as it updates, so 97426 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 97426 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97426 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.