ZIP 97477 Property Distress & Foreclosure Data

DLRadar grades ZIP 97477 (Lane County, Oregon) at a moderate 31/100 for overall property distress. Structural risk reads 69/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)). Property-level stress concentrates in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). On the quiet end sit mortgage stress (16/100).

The neutral-phase market in 97477 posted values that rose 3.9% over the year, and 9% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 37,837 with a median age of 39. Home values center near $373,000, an affordability ratio of 5.4×. Owners hold 52% of homes, renters 48%. 16.4% of residents fall below the poverty threshold. Vacancy runs 2.4%. DLRadar's demographic-stress index for the area reads 39/100. Rent burden reaches 40% of tenant households. There are about 16,767 housing units across 97477. Educational attainment sits at 23% bachelor's-or-above. Median household income is $63,574, below the U.S. median near $78,000.

On balance 97477 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.