ZIP 97488 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97488 (Lane County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). The most distinctive pressure shows up in structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. Structural risk reads 61/100 against active distress of 5/100.

The market reads neutral — home values rose 3.6% year on year, and 59% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Around 83% of renters are cost-burdened. Home values center near $451,200, an affordability ratio of 5.3×. The poverty rate is 21.0% — high, a tax-stress and distress correlate. There are about 408 housing units across 97488. At $78,162, median income runs near typical U.S. levels. About 662 people live here, median age 66. Around 36% of adults hold a bachelor's degree or higher. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 97488 scores 42/100.

On the whole, 97488 leans distressed, with opportunity clustered in specific stressed parcels. While 97488 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 97488's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97488 shows as blanks, never estimates, and the score updates on every fresh public filing.

97488's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97488 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.