ZIP 97488 Property Distress & Foreclosure Data

Lane County, Oregon's ZIP 97488 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low. Structural risk reads 69/100 against active distress of 5/100.

The market reads neutral — home values rose 3.9% year on year, and 59% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 83% of tenant households. The typical home is worth about $451,200 (5.3× income). The poverty rate is 21.0% — high, a tax-stress and distress correlate. There are about 408 housing units across 97488. At $78,162, median income runs near typical U.S. levels. About 662 people live here, median age 66. Around 36% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. The demographic-stress sub-score lands at 42/100.

Net-net, 97488 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.