ZIP 97498 Property Distress & Foreclosure Data

ZIP code 97498 in Lane County, Oregon carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), construction/permit lag (62/100), institutional ownership (42/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (73/100)). On the structural side it scores 67/100, with 5/100 of stress already active.

The peak-phase market in 97498 posted values that rose 3.0% over the year, and 15% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 42.3% — elevated. Around 26% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 37/100. Educational attainment sits at 46% bachelor's-or-above. Population is roughly 2,141 with a median age of 58. Owners hold 81% of homes, renters 19%. Median household income is $71,213, near the U.S. median near $78,000. Home values center near $511,500, an affordability ratio of 6.8×. 7.8% of residents fall below the poverty threshold. The ZIP holds roughly 1,744 housing units.

On the whole, 97498 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.