ZIP 97498 Foreclosure, Tax-Lien & Distress Report
Lane County, Oregon · High Vacancy market
ZIP 97498's composite property-distress score is 27/100 - DLRadar classes that as low for Lane County, Oregon. Property-level stress concentrates in structural risk (60/100), institutional ownership (44/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 60/100 structural and 5/100 already moving.
The neutral-phase market in 97498 posted values that rose 2.4% over the year, and 15% higher over three years, at 15/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 42.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 37/100. About 46% have a four-year degree. About 2,141 people live here, median age 58. 81% of housing is owner-occupied. At $71,213, median income runs near typical U.S. levels. The typical home is worth about $511,500 (6.8× income). Roughly 7.8% live below the poverty line. There are about 1,744 housing units across 97498.
Net-net, 97498 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 97498 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 97498 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 97498 stays directly comparable to neighboring ZIPs and the rest of Lane County, Oregon. Every figure is auditable to a public dataset and refreshed on ingest; 97498 shows blanks, not estimates, wherever the record is sparse.
Behind 97498's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 97498 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 97498
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 97498 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Lane County ZIP reports
More distress data near 97498
Keep going: ZIP, county and state distress coverage for Lane County, Oregon.
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Each signal above is traceable to an open dataset · methodology