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ZIP 97439 Foreclosure, Tax-Lien & Distress Report

Lane County, Oregon · High Vacancy market

Lane County, Oregon's ZIP 97439 registers 29/100 composite distress, which DLRadar reads as low. Structural exposure scores 64 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (75/100)). The pressure is most legible in structural risk (64/100), institutional ownership (49/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (16/100) stay muted.

The neutral-phase market in 97439 posted values that rose 3.6% over the year, and 13% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 71% of homes, renters 29%. The poverty rate is 10.5%. Population is roughly 15,643 with a median age of 62. At $58,576, median income runs below typical U.S. levels. The vacancy rate is 12.8% — elevated. The demographic-stress sub-score lands at 39/100. The ZIP holds roughly 9,148 housing units. Rent burden reaches 43% of tenant households. A median home runs $410,900 here, or 6.2 times local income. About 27% have a four-year degree.

On the whole, 97439 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 97439 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 97439 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 97439 reflects the current record instead of a stale or modeled snapshot.

Behind 97439's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 97439 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

29/100
Composite stress
64/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97439

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk96
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 97439 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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More ZIPs across Lane County

Nearest ZIP codes to 97439

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Lane County, Oregon

Keep going: ZIP, county and state distress coverage for Lane County, Oregon.

Open the complete 97439 acquisition file

See who owns each distressed property in 97439, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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