ZIP 97453 Foreclosure, Tax-Lien & Distress Report

ZIP code 97453 in Lane County, Oregon carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (76/100). Its standout signals are structural risk (61/100), institutional ownership (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. The latent-versus-live split is 61/100 structural and 5/100 already moving.

The neutral-phase market in 97453 posted values that rose 3.6% over the year, and 50% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. There are about 455 housing units across 97453. A median home runs $352,400 here, or 6.3 times local income. On demographic stress specifically, 97453 scores 44/100. 73% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. 940 residents call 97453 home, typically aged 59. Around 52% of renters are cost-burdened. Roughly 20.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $53,333 — below the roughly $78,000 national figure.

Taken together, 97453 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 97453 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 97453 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Lane County, Oregon and the nation. Where the public record is thin for 97453, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97453 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 97453 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.